A Las Vegas car accident can lead to severe damages and injuries. You may face broken bones, brain injuries, organ damage or serious back and neck pain as a result of a collision, with escalating hospital bills and even more costs to come. The pain may seem to get even worse when you learn that an uninsured motorist injured you. You may be unclear about your options to pursue compensation from the driver responsible for your damages.
Compensation for Uninsured Motorist Crashes
Car accidents in Las Vegas can cause serious problems, especially when an uninsured driver is involved. There are several ways that people can pursue compensation for their injuries, depending on the type of insurance that they have and the at-fault driver’s ability to pay. Not all uninsured drivers are inadequate or indigent; there may well be reckless, wealthy drivers that cause serious damage in a Las Vegas car accident.
One option is to look at your car insurance. Many people carry uninsured/underinsured motorist protection as part of their policies. This is a type of additional coverage that protects you if an uninsured driver hits you; your insurance company is responsible for paying in this case. Las Vegas injury lawyers generally recommend purchasing this insurance when possible to provide a higher level of protection.
You may also find recourse under your collision coverage. This property damage coverage is designed to protect you in case of an accident, and it may also assist with the damages to your car if you were in a collision with an uninsured driver.
Health insurance is also an option; after dealing with your deductibles, copays and other costs under your plan, your health insurer may still be responsible for covering your medical care linked to damages because of an uninsured driver. The insurance company can also attempt to recover from the at-fault driver for its expenses in paying for your medical care.
Suing an Uninsured Driver
You can also bring a personal injury lawsuit against an uninsured, at-fault driver after a Las Vegas car accident. In some cases, this can be challenging because you need to be able to collect what you are owed. Uninsured drivers may have little to no assets to collect, but other drivers may have significant assets that can be used to pay the judgment.
The experienced Las Vegas personal injury lawyers at The Schnitzer Law Firm can provide advice and guidance to people who have been injured in car accidents in Las Vegas caused by uninsured motorists. We can help you pursue the full amount possible from those responsible for your suffering. Contact our office at 702-960-4050 or use our simple online form to set up an initial consultation.