My Insurance Claim was Denied. Now What?
If you have been injured in a Las Vegas car accident, you may hold out hope, and even faith that the insurance companies involved will uphold their responsibilities and make sure that you are made whole for your damages, including pain and suffering, lost wages and medical bills. The problems caused by a motor vehicle accident can grow and escalate dramatically, primarily as you deal with ongoing medical care, physical therapy, or rehabilitation.
Unfortunately, too many Nevada drivers find that their confidence in the insurance system is misplaced. They may face companies that try to shift blame for the crash, minimize the damages they owe, or even deny the claim altogether. Insurance companies are not there to protect your rights and provide you compensation; their goal is typically to reduce claims as much as possible and limit their financial payout. A Las Vegas law firm may help you to protect your rights and take action to fight back.
Dealing With an Insurance Claim
When you report an accident and file a claim with the at-fault driver’s insurance company, an adjuster from the company will be assigned to the case. The adjuster will review evidence about the crash, including driver statements, police reports, and medical information. In some cases, the adjuster may try to drive down your claim by saying that you are at least partially to blame for the crash or previous injuries were responsible for your pain and suffering.
In some cases, the insurance company may offer a quick settlement that may not fully address all of your expenses. In other cases, they may drag out the result to the point where an accident victim is almost desperate for a settlement. A Las Vegas personal injury lawyer can help you to deal with the insurance company and manage the negotiations for a settlement.
Taking Action after a Claim Denial
If the insurance company denies your claim or offers you less than you feel you deserve, you can take action. Make sure that you do not sign any settlement offer until you consult with a Las Vegas law firm. This is important to protect your right to take legal action against the driver responsible.
Your Las Vegas personal injury lawyer may work with you to gather the evidence about the accident, the damages caused, and who was responsible for the crash, including your medical records or expert testimony. If the insurance company fails to respond to your lawyer’s demands, you may file a personal injury lawsuit to seek the compensation you need.
Too many people see their legitimate claims reduced by insurance companies out only to protect their bottom line. If you have been injured in a car accident, you don’t have to go it alone. The experienced Las Vegas personal injury lawyers at The Schnitzer Law Firm can fight back with you. Contact our office at 702-960-4050 or use our secure online form to request your initial consultation.